AmEx intros new mobile app feature to pay for card purchases

9. October 2017.

American Express is rolling out a new mobile feature, Pay It Plan It, across all eligible U.S. consumer credit and co-branded cards. The feature gives card holders two new ways to pay for the things they buy, according to a press release.

With Pay It, card holders use the American Express app to select smaller purchases and pay that purchase amount right away with a tap. With purchases over $100 users can choose to make monthly payments, ranging from three to 24 months, with a fixed fee and no interest.

Card holders can also continue to pay their bill at the end of the month, either the minimum due, the full amount or anything in between, just as they normally do. No matter which way a consumer chooses to pay, they can earn rewards and build credit, according to the release.

“We are thrilled to provide American Express Card Members new, flexible ways to pay for their purchases,” said Kartik Mani, head of global consumer lending at American Express, in the release. “Pay It was inspired by card members who prefer making multiple payments throughout the month. Now we’ve made it even easier to do this in our app. For larger purchases, we developed Plan It to give card members another way to pay over time with a ‘no surprises’ plan that offers transparent, monthly payments for a fixed fee.”

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